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Privacy Policy

1) Overview

Senior65.com is owned and operated by Medicoverage Inc. dba Regal Benefits Insurance Services, a licensed insurance agency and leading online source for individuals, families, seniors and businesses to research, select and purchase a suitable health insurance plan. We believe in building a lifelong relationship of trust, and therefore we make a strong commitment to you that your personal information will be kept private.

To best serve as your licensed insurance agent, we may ask you to provide us with personal information about yourself. We do not sell, trade, or give away your personal information to anyone other than the insurance carrier of your choosing.

We respect your privacy, and this Internet Privacy Policy explains the ways in which we may collect, use, and disclose personal information from visitors to our websites.  By using this site, you acknowledge and agree that we may change this Internet Privacy Policy at any time and without prior notice. Changes to this Internet Privacy Policy will be posted on this site and we suggest you check here periodically for any updates that may be posted.

2) Collection and Use of Personal Information

We may gather your personal information under circumstances such as:

  1. Applying for Health Insurance and Other Products

    If you apply for a health insurance or other product through our website, we may ask you to provide us with personal information and/or health information relating to you and any family member who will be included on your application. This information will be used by your chosen insurance company, agent or administrator to process your application. Additionally, we may ask you to provide us with credit card or bank information, which will be used by your chosen insurance company or administrator to process your application or collect any fees associated with your application or insurance premiums upon approval of your application.

    Please note that once your application has been submitted to your chosen health insurance company, you may have to contact the insurance company directly to update your application.

  2. Registering With Us

    You may register with us through our website by entering your email address and selecting your password. Under our current process, you must create an account before starting an application for health insurance or other product offered on our website.

  3. Providing you with a quote or processing your application

    We may gather your personal information to provide you with a quote. We may use your personal information to get in touch with you when necessary to process your application or to provide you with a quote. For example, emails will be sent to you throughout the quote/application process to inform you of the status of your application and to seek additional information that is requested as part of the application.

  4. Customer satisfaction, referrals and other products

    We may contact you to survey your satisfaction of our service, refer our products and services to other people, and/or to inform you of additional products and services. You may opt out of receiving these additional communications.

3) Disclosure of your personal information

We do not disclose your personal information to third parties, unless one of the following limited exceptions applies:

  1. Insurance Companies

    If you submit an application for an insurance plan offered on our site, then we will disclose your personal information to your chosen insurance company to process your application.  These partners are only allowed to use your personal information to process your requested quote, application or enrollment form and are obligated by law to maintain strict confidentiality.

  2. Service Providers

    We may disclose your personal information to other companies that help us process or service your insurance application or correspond with you. For example, we may provide your personal information to a service provider to generate a real-time quote. These partners are only allowed to use your personal information to process your requested quote and are not allowed to use your personal information for their own purposes and are obligated to maintain strict confidentiality.

  3. Legal Obligations

    We may disclose or report your personal information when we believe, in good faith, that the disclosure is required or permitted under law, for example, to cooperate with regulators or law enforcement authorities or to resolve consumer disputes.

Collection of Anonymous Information

We gather anonymous information about you for our internal purposes, and we may share this anonymous information with third parties. We use anonymous information primarily for marketing purposes and to improve the services we offer you.

Anonymous information is any information that does not personally identify you, including aggregate demographic information such as the number of visitors to our website.

Like many sites on the Internet, we may use "Cookies” and other monitoring technologies to gather anonymous information. A "cookie" is a small data file that is transferred to your computer and stored there through your Internet browser software. Cookies allow users to view pages without having to log in repeatedly throughout a session, and can be used to track Aggregated Information.

We also use third party web analytics services to track and analyze anonymous usage and volume statistical information from visitors to help us administer our website, improve our website's performance and to report website traffic. These web analytics services use cookies and other web monitoring technologies to help track visitor behavior on our behalf. These services do not use these technologies to collect any personally identifiable information from website visitors.

We may also allow certain affiliated companies to place their cookies on our site. Affiliated companies' use of their cookies is subject to their own privacy policies, not this one. These affiliated companies provide such services as research and delivery of website technology for the site.

5) Links to other websites

This site contains links to other websites. Please note that when you click on one of these links you are visiting another website not operated by us. We are not responsible for the information privacy practices or the content of such websites. We suggest you review the privacy polices associated with those sites and contact the owners of those sites if you have questions regarding their information practices.

6) Privacy Policy Limitations

This privacy policy applies to this website, and may not apply to other websites that are owned and/or operated by Medicoverage Inc.

The information privacy practices described in this privacy policy apply only to applications initiated on this website. Accordingly, all of the personal information you submit to us after initiating an application on this website shall be governed by this privacy policy. Additionally, all of the anonymous information collected from this website shall be governed by this privacy policy.

If you have any questions or would like more information about our web site's privacy policy, please contact us.

Medicoverage Inc.
Attn: Privacy Policy
21800 Burbank Blvd., Suite 325
Woodland Hills, CA 91367
Telephone: 800-930-7956
Fax: 310-765-4136
Email: info@medicoverage.com

The above privacy statement is effective as of September 15, 2012. Medicoverage reserves the right to change the privacy statement. This privacy policy is not intended to and does not imply any contractual or other legal rights in respect to Medicoverage Inc. or any other party.